REPRESENTING CAR ACCIDENT VICTIMS IN WESTERN KENTUCKY
Even if you don't plan to sue the other side in a car accident case, you should still talk to a lawyer. Insurance companies are known for making injured people jump through hoops in accident cases, and one mistake could cost you thousands of dollars in compensation.
I am Kenneth Haggard, a personal injury lawyer in Hopkinsville, Kentucky. If you have been injured in a car accident in western Kentucky or on the Fort Campbell Army base, I offer a free initial consultation to explain the law and let you know what you can expect.
COMPARATIVE FAULT IN CAR ACCIDENT CASES
Kentucky is a comparative fault state. This means that you can be 80 percent at fault in a car accident case and still recover compensation for 20 percent of your damages. If you have suffered a serious injury, such as paralysis, that could amount to a significant amount of money.
While it's all right to talk with your insurance company after a car accident, you should never discuss fault or your injuries with the insurance company of the other driver. Anything you say can be used against you in civil court.
UNINSURED AND UNDERINSURED DRIVERS
Many drivers carry only the minimum amount of liability insurance, which in Kentucky is $25,000. If you have suffered a serious injury, $25,000 will not go far in paying for your losses.
You may be entitled to additional compensation from other sources, such as your own coverage for underinsured motorists (UIM). However, if you settle your case with the other driver's insurance company, you could end up giving up your rights to compensation under your UIM coverage. You should never settle a car accident injury claim without first talking to an experienced attorney.
FREE ATTORNEY CONSULTATION
If you have been injured in an auto crash in western Kentucky or on Fort Campbell, I offer a free initial consultation to explain your rights.